I'll attempt to answer your original question. Having it all in one table is fine unless you just have a lot of personal information to gather. In that case it may make sense to split it up. That decision should be made based on the amount of personal information you're dealing with and how often it needs to be accessed.
I'd say most of the time I'd do something like this in a single table:
UserID, FirstName, LastName, Email, Password, TempPassword
But... if you're gathering much more than that. Say you're gathering phone, fax, birth date, biography, etc, etc. And if most of that information is rarely accessed then I'd probably put that in its own table and connect it with a one-to-one relationship. After all, the fewer columns you have on a table, the faster your queries against that table will be. And sometimes it makes sense to simplify the tables that are most accessed. There is a performance hit with the JOIN though whenever you do need to access that personal information, so that's something you'll have to consider.
EDIT -- You know what, I just thought of something. If you create an index on the username or email field (whichever you prefer), it'll almost completely eliminate the performance drawback of creating so many columns in a user table. I say that because whenever you login the WHERE clause will actually be extremely quick to find the username if it has an index and it won't matter if you have 100 columns in that table. So I've changed my opinion. I'd put it all in one table. ;)
In either case, since security seems to be a popular topic, the password should be a hash value. I'd suggest SHA1 (or SHA256 if you're really concerned about it). TempPassword should also use a hash and it's only there for the forgot password functionality. Obviously with a hash you can't decrypt and send the user their original password. So instead you generate a temporary password they can login with, and then force them to change their password again after login.