As far as being able to tie a knot blindfolded, etc... A better measure is to understand how knots work, and what constitutes a properly tied knot. If I was half way up a big wall and you insisted that I tie in using no known knot, and a substitute that was minimal and elegant, I would have no difficulty coming up with one. You can do it by rote, or you can actually understand what is going on.
It is not true that any of these knots is nearly as strong as the rope they are tied in. They run 65-80% last I heard, which was a long time ago. However, dynamic ropes never develop impact loads that threaten overall tensile strength (if the parts are healthy) so it works out. I figure the stronger an otherwise functional knot, the longer the rope end will last since the loads fall in much the same place every time. Can't hurt anything to use strong knots.
I think there may be sufficient experience in the guide and gym community to throw legitimate shade on the bowline, when dealing with essentially non-climbers. But there is also sufficient evidence to suggest that having two belayers on the same rope is a rational process (in series, not at either end as in normal roped climbing). So what needs the insurance company, and what needs the real world are two different things. Your laces are pretty important when climbing, and one has to wonder what insurance company tie is acceptable there. Belt or suspenders, boxers or briefs. All stuff we need the insurance company to weigh in on, and in certain circles, they would have legitimate info.
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The thing about the figure of 8 being easier to check and all that is fine if you are not in any way interested in anything other than the simplest climbing set-ups, which are adequate for a great deal of climbing. But in anything more complicated, you better be able to do more than follow nursery rhyme sequences.
People I meet tend to divide into people who are technical and/or good knot tiers, and people who are useless, and the division is far from equal. So really there are two sets of instructions. One for those who are hopeless, and one for those who have strong skills.
Though it isn't the metric I use. Honold uses the 8 with follow through in the videos I have seen. I am a double bowline guy.