To tackle the question of why form V is shiny, here a physicist refers to the shininess being attributed to
long, skinny molecules all stacked nicely in line—which produces the clean, reflective surface
Digging deeper than this article, I found a publication which analyzes the effect of smaller crystalline structures in form V and refers to the smaller structures allowing for softer form V chocolate, possibly implying that large crystalline structures in form V cause its rigid structure.
Reference
New Textures of Chocolate Are Formed by Polymorphic Crystallization and Template Effects: Velvet Chocolate
Laura Bayés-García, Teresa Calvet, Miquel Àngel Cuevas-Diarte, Enric Rovira, Satoru Ueno, and Kiyotaka Sato
Crystal Growth & Design 2015 15 (8), 4045-4054
DOI: 10.1021/acs.cgd.5b00660 /acs.cgd.5b00660